looking for a few good ideas

  amongst the irregular verbiage

Health Insurance in a nutcase

In order to entice people to work for them, companies like to offer benefits packages which usually include heath insurance. These are usually good deals, with reasonable coverage at low rates both because the employer pays a large portion of the premiums, and, because there's a large group of people in the plan, the rates are lower.

What happens when you're laid off, right, is that your health insurance coverage runs out at the end of the month. However, there's a law (acronymed as COBRA)  that requires the company to allow the ex-employee to remain eligible for the insurance package, albeit with the ex-employee paying 102% of the premiums. You get a period of time in which to make a decision.

That's not always the best option for the ex-employee.